Payment Gateway for Adult Entertainment
Merchant Account for Adult Entertainment Industry, Adult Websites, Adult Classifieds, Phone Sex Entertainment. Easy Access to Merchant account for High Risk Business. The world is made up of people from different cultures and they have different points of view when they look at entertainment. There are some people who consider movies a waste of time, while there are others who love to watch adult content regularly or browse through adult content as a form of entertainment. But due to various regulations and government laws against such content being available online, this content is not available easily. Most of the banks refuse to provide the facility of merchant banking accounts to such high risk accounts.
Why You Can be Denied or Declined
The reasons for denying the use of merchant account services can be many. Card not present, no signature on the payment, unregulated products, and higher chargeback claims are the most prominent reasons.
Internet Websites Online Merchants
Internet merchant accounts require the ability to process a credit card payment even when the customers want to use a virtual card or their card numbers in the absence of card and without their signatures. Most big banks do not allow processing of these transactions. If the domestic banks deny your merchant application because they believe your industry is considered high risk, we can help. When customers pay through their credit cards and debit cards or use net banking, we ensure that their payments go through smoothly by ensuring that your account is compatible with all payment gateways. We support most of the e-commerce platforms. We help to establish merchant accounts for both low risk and high risk businesses.
Denied/Shutoff/closed by Other Credit Card Processors
First Data, PayPal, Stripe, Square do no support erotic entertainment companies, escorts, strippers, phone sex operators, adult classified websites. When the merchant account is created for products which propel it to become high risk business then most banks deny their services. In this case, adult websites need many recurring payments and become high risk as the payments are through an online mode where the card is used in its virtual form. So there are more chances of fraud. Even when the payments are legitimate, many customers ask for chargeback’s after a long time so the required amount of rolling reserve may become very high, again putting such accounts in high risk groups. We are able to assess the risks associated with such accounts and depending upon our assessment we can provide the merchant account facilities. Many service providers decline their services due to government laws.
Start-up/New Business Welcome
New businesses have many unique problems associated with establishing their name in the corporate online world and financial hardships add to their woes. We ensure that their journey is easy and we provide our services, without any application or set up fee. We also ensure that the charges are low for the entire spectrum of services. They can take advantage of ACH Processing/Check Processing and Check Drafting so that the money is deposited into the account as soon as possible and they do not have to go to the bank every time they want to deposit a check.
Domestic & Offshore Options
Domestic accounts are governed by the laws of the land so the banks charge lower rates of interest and these are easy to maintain due to being more secure. But the high risk accounts need to take the offshore route to get a merchant account. We ensure that the merchant account for a high risk business is able to get all the services and that too at a competitive rate. Your customers can pay though any credit or debit card like Visa, MasterCard, Discover or Amex. At times customers are put off and cancel their transaction if they are not happy with the payment experience while checking out. So, our virtual terminals ensure that the payment process goes through smoothly. We ensure that all the payment gateways like Shopify, Woocommerce, Wix, Magento, BigCommerce, NMI,Authorize.net, USAEPAY, Volusion, 3DCart etc. are easily available to your account.
Most e-commerce and new business ventures and at times old established ones as well, go through some payment issues, which is normal in any business. The payments may take time to be credited and the company may delay a payment. But some banks are very strict and stop the services immediately. This may lead to hardships and bad reputation and at times the company may go bankrupt. We ensure that such situations do not occur. So, as a resort we have created a network of banks which ensures multiple underwriting through many banks. This way the payments are never stopped and the payments can happen smoothly.
Service Provider Solutions and Application Process
You can see that it is not an easy task to operate and maintain an adult content related business. On top of that, it is even more difficult to maintain a merchant account due to many factors. Traditional banks are not very helpful. We, as a service provider will help you at every step so that you succeed in you endeavour. We are well-known for our range of services that we bring to you at very competitive rates. Our customer care department is a group of knowledgeable and competent people, who are always eager to help you. If you are looking for a merchant account for your high risk business, then we will create the perfect solution for you.
